With more and more UK motorists beginning to reap the benefits of installing an in-car camera, sales of these small, purpose built video devices, are increasing daily. Fitting your car camera is easy, they simply attach to your vehicles windscreen via a suction cup or adhesive mount, this enables you to record video footage of the road ahead and gives you your very own ‘eyewitness’. If you’re unfortunate enough to be involved in any kind of collision, they offer complete peace of mind that you’ll have detailed footage of the whole incident. This could help prove your innocence and offers irrefutable video evidence when it comes to settling an insurance claim. The following list offers a few more reasons why installing a car camera could be the best thing you ever do…
Protection against Crash for Cash and Insurance fraud
Crash for cash, is without doubt, one of the largest vehicle based crimes an innocent motorist may have to deal with, and the bad news is it’s still on the increase. According to the Insurance Fraud Bureau, organised Crash for Cash scams are costing the UK insurance companies around £392 million every single year, and with 1 in 7 personal injury claims being linked to one, it is netting huge amounts of money for the criminals involved in it. Crash for Cash is a huge problem right now and vehicle insurance fraud is not a victimless crime; it is the honest policy holder that will ultimately pick up the bill with an extra £40-£50 being added to their insurance premiums every single year. Gangs of highly organised criminals will usually stage or induce an ‘accident’ by causing an innocent motorist to crash into the rear of the fraudster’s car. The simplest scenario is where the gang members car may pull directly in front of yours and then by suddenly hitting the brakes they leave you little or no chance to avoid a rear-end collision. This now gives the criminals the ideal opportunity to make as much money as possible by submitting exaggerated insurance claims for vehicle damage, ‘loss of earnings’ and personal injury, the drivers not only claim this for themselves but sometimes for passengers who weren’t even travelling in the car! By simply installing a car camera in every vehicle that you drive, you’ll be safe in the knowledge that you will be protecting yourself with HD video evidence that will fully show the circumstances leading up to, and including the collision itself. This will give the insurance company any proof it needs if they suspect the claim to be a fraudulent one.
Protect your insurance premiums
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